If users have too many credit card application records, it will be regarded as a negative impact and affect the loan pass rate. Or too many credit card applications are rejected, which will affect the evaluation of lending institutions, thus prolonging the loan approval time and refusing loans. If the credit card is not repaid in time, it will directly affect the loan application.
How long can I change my credit card before it expires?
You can change the card 30 days in advance, effectively avoiding the situation that the credit card cannot be used after it expires. Cardholders can call the bank and go to the counter of the bank's business outlets.