1. You can enjoy the free one-year health insurance provided by China Merchants Bank. 2. Cardholders can also enjoy a 20% off coupon for bill installment fees. 3. It is worth mentioning that cardholders can receive event gifts such as 1,000 China Merchants Bank credit card points, backpacks and shoulder bags after making 6 purchases of 18 yuan per transaction as required.

1. Annual fee situation For the UnionPay Gold Card, the annual fee is directly waived for the first year. If you swipe the card 6 times in the year of holding the card, the annual fee for the next year will be waived, and so on. If the card cannot be used within the annual fee cycle to meet the standard, the annual fee will be charged at the standard of 300 yuan/year for the main card and 150 yuan/year for the supplementary card, which will be directly deducted from the credit card limit and included in the latest bill amount, which must be paid back on time. payment.

2. Limit situation Gold card is between regular card and platinum card. The limit is higher than regular card and platinum card is lower, generally between 10,000 and 50,000 yuan. The specific limit still depends on the bank's comprehensive assessment. Factors such as income, workplace, working years, whether you are married, and whether you have debts will all affect the limit assessment.

3. 3. Card Rights 1. First-time gift: New users should apply for a card before the deadline on March 31, 2020, and use WeChat, Alipay, and UnionPay within 2 months after the card is issued. Or scan the QR code to pay after binding various mobile PAY cards, and complete 6 transactions of more than 18 yuan, and you can receive the first gift within 2 months of reaching the target month of 3 working days. Gifts include TOMMY HILFIGER backpack, GUESS fashionable women's shoulder bag, and 1,000 China Merchants Bank credit card points, but you can only choose one of the three.

4. Constellation privileges: As of March 31, 2020, cardholders can receive a 20% off coupon for bill installment fees through the Palm Life APP during the Constellation Month. This coupon can only be used in 12 installments or more, and the installment fee can be reduced up to RMB 300.

The most important conditions for applying for a China Merchants Bank credit card are that you are 18-60 years old and have a stable job and income. The necessary application documents are a copy of your identity certificate and a work certification document. If you can provide other Documents proving your financial resources will help us better understand your personal situation and determine your credit limit. Detailed application materials are as follows: 1. Proof of identity: usually an ID card (if you are using a new version of the ID card, a copy of the front and back is required), military personnel need to provide a copy of the military ID;

2. Proof of employment : It can be the original work certificate issued by the unit where you work (please indicate the specific company name, department, position and income, and stamp it with the company seal or personnel seal), or the original work certificate\plate that has been verified by the promoter and marked Copy;

3. Proof of financial resources: it can be salary records issued by banks, or income tax withholding certificates, or the market value of houses, cars, deposits and investments

The card for recruiting planet guardians is The UnionPay single-transaction gold card issued by China Merchants Bank uses the twelve zodiac signs as the card surface. It is black and mysterious. Different zodiac signs correspond to different personalities. The maximum credit limit for the Zodiac Guardian Credit Card is 50,000 yuan, and the specific limit is subject to the review results. In addition, the annual fee for the main card of the Planet Guardian Credit Card is 300 yuan/year, and the supplementary card is 150 yuan/year. The annual fee is waived in the first year, and the annual fee for the next year is waived if the card is swiped 6 times in the same year.