1. We can see the introduction of free installment payment in official website, Apple's online store. The address is: Apple official website.
2. At present, the banks that support credit card installment payment are ICBC and China Merchants Bank. As you can see, as long as the installment does not exceed 12, it is free. Select China Merchants Bank in the staging option.
3. If you want to pay in installments, you can consider buying directly from Apple official website.
4. If you don't want to buy online, you can also ask whether you want to buy in installments in local major business halls.
Extended data:
Installment payment means that after the import and export contract is signed, the importer pays a small part of the payment to the exporter as a down payment, and most of the rest is paid in installments after part or all of the products are produced and shipped, or after the goods are installed, debugged, invested and guaranteed.
The buyer and the seller sign a contract at the time of transaction, and the buyer pays the goods and services to the seller in installments within a certain period of time. The date and amount of each payment are stated in the contract in advance.
Find out the scope of installment payment. Banks have different ways to pay by installment. In addition to the goods in the credit card installment catalogue, some banks have specific requirements on the place and amount of purchase. For example, GDB card, you can apply for installment payment for a single 500 yuan, and you must call customer service to register before spending.
China Merchants Bank can apply for installment payment for consumption in Gome, B&Q and other places. It is important to find out whether this consumption can be paid in installments before shopping.
Accurately calculate the handling fee. Nothing for nothing. Although credit card installment payment is free of interest, the handling fee is inevitable. Calculate the handling fee to be paid before consumption. If the price is acceptable after adding the handling fee, it is not too late to swipe your card again.
References:
Baidu encyclopedia-installment payment