The following are three ways to apply for credit cards:

Group application: Whether it is a group of students or office workers, there will generally be opportunities to apply for credit cards collectively. At this time, through the card application staff, It can be processed very conveniently, and no salary certificate is required. You only need to provide a copy of your ID card and personal information, and then wait for the bank's review and mail the card.

Bank application: Taking savings users as an example, you can also apply for a credit card when handling related services at the bank counter. Bank staff will apply for credit cards with different amounts based on the savings user's situation. The legal application does not require too many certificates. You only need to copy the relevant documents and fill in the application form.

Credit card application: In fact, people who already have credit can obtain a credit card by recommending others and applying for credit cards from other banks. For credit card recommendation, the bank will ask for relevant information from the corresponding recommender. Generally, Proof of income is not required, and there will be a corresponding relationship between the recommender and the recommended person. If there is a delay in repayment, the recommender will be contacted. If you use a credit card to apply for a credit card from another bank, the handler will need to take photos of the credit card and related documents. You can apply for a new card with a copy.