1. The user’s credit report is not good and has a bad record.

2. The user did not provide true, valid and complete information.

3. The user’s financial conditions and repayment ability do not meet the requirements.

4. The user’s comprehensive score with the bank does not meet the card issuance requirements.

5. The user already has many etc cards under his name.

What should I do if my credit card is expired?

The bank will notify the user in advance that the etc card is about to expire, and then ask the user whether they need to renew or cancel the card. The user can directly agree to renew the card, and the bank will help the user complete the relevant procedures and send the new card directly to the user's home. After getting the card, the user only needs to activate and rebind etc., and then cut off the old card.