According to your description, you already have a deposit in the Postal Savings Bank, so it is advantageous to apply for a credit card. To apply for a credit card, you need to meet three conditions: age 18~65 years old, stable income source and good credit standing. The channels for applying for postal credit cards are as follows:

1. Bank outlets handle it.

Prepare your ID card, proof of income and proof of financial resources, and go to a nearby bank outlet to handle it. Professionals will serve you. However, it should be reminded that applying for a credit card must meet three basic conditions: age 18~65 years old, good credit standing and stable income source;

2. official website processing

Log in to the bank official website, enter the credit card center, fill in the information according to the page prompts, and submit the application. Generally, there will be a telephone call back a week later, as long as the staff's questions are answered truthfully, there is no big difference between the information and what they filled in;

3. Contact the salesman for handling

Call the bank credit card center and explain that you want to apply for a credit card. After that, a salesman will come to the door to handle it, mainly to let you fill in the relevant information, verify the content and be sincere.

Only by choosing formal channels can the pass rate of credit cards be guaranteed, and institutions that collect money cannot issue cards.