If you apply for a credit card according to China Travel Service. During the application process, the bank will definitely check my credit report. Because credit cards are generally issued by formal banks, and formal banks will definitely have something to do with the central credit information system.

Credit investigation is an activity of collecting, sorting, saving and processing the credit information of natural persons, legal persons and other organizations according to law, providing credit reports, credit evaluation, credit information consultation and other services to help customers judge and control credit risks and conduct credit management.