Version and model: Apple 12 ios4 13.5.35
As the entrance of the mobile Internet, QR code has become a favorite service mode for customers because of its advantages of effectively connecting online and offline, and is widely used in payment, marketing, publicity, service and other scenarios. Since 20 13, Postal Savings Bank has actively explored the application of QR code, and successively launched QR code marketing service scenarios such as "Sweeping with Surprise" and "Sweeping with Special Purchase". The two-dimensional code collection tool launched by Postal Savings Bank should be said to be an earlier mobile payment product with safe, fast and efficient payment service of two-dimensional code launched by Postal Savings Bank. In daily life, various QR codes can be seen everywhere. When paying, the merchant's suggestion is to first QR code, then cash and credit card.
Summary of advantages of postal savings QR code payment
1, no fake card, fake card! There is no need to carry a card when using QR code to pay, which fundamentally eliminates the losses caused by fake cards. 2, there is no UnionPay recycling! QR code payment is not restricted by UnionPay, and it is not liable for recovery. 3, there is no time limit! You can use the QR code to pay at any time, regardless of the time when the bank arrives. 4, not subject to geographical restrictions! Any region can pay by QR code, and one code can travel all over the world. 5, widely used! QR codes are widely used, and there are almost no dead ends. 6. Support credit card payment! QR code payment can be paid by using a bound credit card. 7, the handling fee is low! Postal savings bank QR code payment fee is 0.38%, 8, no need to withdraw cash! The QR code payment funds are directly cleared to the binding account, and there is no need to withdraw cash. 9, support multi-channel! A QR code can support multiple channels of payment, and Alipay and WeChat are compatible. 10, the funds are safe! QR code payment can avoid the occurrence of bank card theft and other events. 1 1, no hardware equipment is needed! 12, there is no need to reform the cashier system! QR code payment does not need cashier system, which is time-saving and convenient. 13, low cost! There is no need for machines and tools such as POS machines, and the depreciation and maintenance costs of machines and tools are lower than those of traditional POS.
1 Compared with the cumbersome bank card receipt procedures, QR code payment is simple and convenient. There are many steps in the bank card acquiring procedure, such as inserting the bank card, entering the password, printing the receipt, signing, etc. Not only are consumers anxious, but the cashier efficiency of the store is not high. QR code payment can not only flexibly meet the diverse payment needs of consumers, but also greatly improve the cashier efficiency. Especially when consumption is booming, in the past, it was enough to pay three or four bank cards with QR codes. 2 pos transaction rate is raised, and the cost of QR code payment is low. The People's Bank of China and the National Development and Reform Commission issued a notice, and the new credit card handling fee was formally implemented on September 6, 2006. Pos transaction fee will be adjusted to: debit card 0.5%, 26 yuan capped, credit card 0.6% uncapped. The payment rate of postal QR code is only 0.38%. Using Alipay or WeChat scan code to pay and settle accounts not only has low cost, but also can meet the diversified payment needs of consumers.