China Merchants Bank Chibi Maruko-chan Credit Card Benefits for Chibi Maruko-chan Fans
China Merchants Bank Chibi Maruko-chan Credit Card is a JCB regular card issued by China Merchants Bank. The annual fee is 100 yuan, the first-year annual fee is waived, and the next year's annual fee is waived by swiping the card 6 times. The credit limit is 1,000-10,000 yuan, the cash withdrawal limit is 50 of the credit limit, and the interest-free period is up to 50 days. In terms of design, China Merchants Bank exclusively launched Chibi Maruko-chan fan credit card, which spreads the playful, smart, creative and flawed Maruko-chan on the card surface, allowing you to experience the unforgettable childhood innocence every time you swipe the card.
What are the special card functions of China Merchants Bank Chibi Maruko-chan Credit Card?
A. Repayment through China Merchants Bank: 1. Use CMB All-in-One Card for repayment: automatic repayment associated with the All-in-One Card, repayment by telephone transfer, repayment by online account transfer, repayment by wealth account, and repayment by our bank’s ATM ; 2. Use cash repayment: CDM self-service deposit machine repayment, CMB counter repayment; B. Repay through other banks 1. Use cash to repay across banks: counter repayment (limited to Shenzhen, Shanghai, Guangzhou, Kunming) , Shenyang); 2. Use other bank debit cards to repay: ATM inter-bank transfer repayment, intra-city inter-bank transfer, long-distance inter-bank transfer, UnionPay online repayment; C. Go to Lianhua Kuai Ke convenience store to repay (limited to Shanghai area) )
1. Overseas remittance in US dollars. Accepted currencies: U.S. dollar cardholders overseas can remit funds to the China Merchants Bank credit card account through any foreign bank by wire transfer, letter transfer or draft transfer. Cardholders only need to fill in the payee according to the remittance route guide of China Merchants Bank. The name (Mandarin Chinese Pinyin, that is, the English name on the credit card), the 16 digits of the credit card, and the name of the receiving bank (ChinaMerchantsBank) can complete the overseas remittance.
2. Foreign exchange purchase and repayment. Accepted currencies: U.S. dollar bills incurred in RMB overseas consumption or cash withdrawals can be repaid using RMB to purchase foreign exchange, except for transactions prohibited by national laws.
What is the general credit limit for CMB Chibi Maruko-chan credit card? UnionPay Gold Card is available up to RMB 50,000
China Merchants Bank has issued many new fan credit cards, among which Chibi Maruko-chan Credit Card is one of them. As a fan of Maruko-chan, I can’t help but feel excited when I see the exquisite card design. My heart is moved. In order to ensure that everyone applies for the card rationally, let me introduce to you what the limit of China Merchants Bank Chibi Maruko-chan credit card is generally.
I learned from the official website of China Merchants Bank that Chibi Maruko-chan Credit Card 1*** has two card designs, both of which use Chibi Maruko-chan cartoon images, namely the Fireworks Card and the Flower Season Card. In my opinion, cards with good looks are more suitable for girls with a girlish heart.
So, what is the general credit limit for this new credit card?
Because the China Merchants Bank Chibi Maruko-chan Credit Card is a UnionPay gold card, the maximum card limit that cardholders can apply for is 50,000 yuan. The bank will determine the specific card limit based on the applicant's credit conditions.
If you only meet the basic application conditions for China Merchants Bank Credit Card Gold Card, then the limit is likely to be only a thousand yuan; if you are a newly graduated college student applying for a card, you may also encounter a limit of several hundred yuan. Card.
For a long time, China Merchants Bank’s credit card application threshold has been relatively loose, but the review of high-limit credit cards is still relatively strict. If you want to apply for a high-limit Chibi Maruko-chan credit card, then additional proof of financial resources is required There must be no less.
How much is the annual fee for China Merchants Bank Chibi Maruko-chan Credit Card?
China Merchants Chibi Maruko-chan Card is a credit card issued by China Merchants Bank. The annual fee for regular business cards is 100 yuan.
Unconditional exemption in the first year, swiping the card 6 times to waive the annual fee for the following year, and so on. The cash advance limit is 50% of the credit limit.
The 5th, 7th, 10th, 12th, 15th, 17th, 20th, 22nd, and 25th of each month are the billing days. You can adjust the billing date when you open the card, and you can change it once after half a year. After the user activates the online payment function, he or she sets the cumulative consumption limit. When the consumption reaches the limit, it needs to be reset, and the previous accumulation record will be cleared.
Extended information
Advantages of China Merchants Bank credit cards:
1. Credit card points are very useful
Compared with the credit card points of several other banks , China Merchants Bank’s credit card points can fulfill many functions, can be redeemed for many products, and can also be used for cash.
2. Many outlets across the country
China Merchants Bank has many online stores across the country. Compared with other joint-stock banks, China Merchants Bank has relatively many more online stores, especially There are online stores in large, medium and small cities. Very convenient.
3. There are many offline activities
Compared with other banks, the offline activities of China Merchants Bank credit cards are much more, and high shopping points can also provide discounts, which not only achieves Customer demand can also help customers save money.
4. Convenient credit card application
It is very convenient to apply for a China Merchants Bank credit card. Not only can you apply in the online store, you can also apply on your mobile phone, over the phone, on WeChat, or on the website. , or a salesperson comes to apply.
5. Complete card types
China Merchants Bank has many credit card types. There are different card types for different customers, which can bring maximum convenience to customers.
6. Installment payment is convenient
Currently, many online and offline shopping malls support China Merchants Bank’s installment payment, which not only has low handling fees but also low interest rates.
7. Value-for-money group buying activities
Customers holding China Merchants Bank credit cards can often enjoy the group buying activities of China Merchants Bank credit card customers. The products are very rich and the prices are definitely very low. discount.