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What are the reasons for the unqualified credit card audit of Bank of Communications?
Hello, you can't find the reason why the application failed through any channel.

Credit card application is comprehensively evaluated by the system, and there are many reference factors, such as work, income, stability, personal credit, etc., which are not determined by unilateral factors. Perhaps the information attached to your application did not fully show your personal situation, which led to the failure of your application.

In addition, the domestic personal credit information system is not perfect, and all banks will pass the internal evaluation when reviewing credit cards, and the standard setting will be different. Because the credit standard and scoring standard are confidential within the bank, the risk-related factors cannot be announced to the public, which you can understand. You can call the bank customer service phone to recheck, hoping to provide us with more reference materials. If you don't want to attach more information at present, you can reapply 3 months after the first application.