No. Banks promote credit cards themselves. There is no third-party company. It is fraudulent for banks to entrust third-party companies to promote credit cards. Don't believe it. Credit card, also called debit card, is a credit certificate issued by a commercial bank or credit card company to eligible consumers. It is in the form of a card with the name of the issuer, the validity period, the number and the name of the cardholder printed on the front.