Which card type is the best to apply for Everbright Credit Card
1. Industrial Bank: The threshold for applying for a card from Industrial Bank is relatively low. Applying on Alipay is easier, but generally requires You can apply if you have a sesame score of 620 or above. As for card selection, I would like to introduce you to apply for Industrial Bank pass credit card and Industrial Taobao credit card. Generally, the review results will be available as soon as 5 minutes after submitting the application. In the case of good credit, the review pass rate is said to be over 90%.
2. Everbright Bank: For Alipay users with a Sesame score of 620 or above, it is easier to apply for an Everbright credit card on Alipay. Many cardholders reported that they can be approved in seconds. Of course, you still need to choose the right card type in advance. . It is recommended that you apply for the Everbright Little Yellow Duck themed credit card. This credit card is said to be the easiest card to be approved in seconds by China Everbright Bank. However, it should be noted that online Shen Everbright Bank requires an interview before the card can be issued.
3. Minsheng Bank: Minsheng Bank has cooperated with Alipay to apply for cards very early. Generally, if there is no problem with the credit report, the Sesame score of 600 or more can be approved in seconds, especially now that it is approaching It’s the end of the year, and the card approval rate remains high. In terms of card selection, female friends can apply for the Minsheng Women's Flower Credit Card, and car owners can apply for the Minsheng Car Credit Card. In addition, Minsheng Baidu Takeout Co-branded Credit Card, Minsheng.com Tesco Installment Credit Card, etc. are also relatively easy to purchase.
4. GF Zhenqing Credit Card: GF Zhenqing Credit Card is a women’s card launched by China Guangfa Bank. It has outstanding advantages in shopping, women’s insurance, etc.! At the same time, you can choose one of the four major merchant types including department stores, restaurants, tourism, and entertainment to enjoy three times the points for swiping your card. However, it is important to note that once this is selected, it cannot be changed.
How is the credit card of Everbright Bank? How to apply?
The credit card of Everbright Bank is very good. Bring your ID card and credit card to the counter of any branch of Everbright Bank. To apply, you can also log in to the official website to apply.
Ebright Credit Card did not ask me for proof of employment or property. The overdraft limit is very high, basically higher than any other bank. The maximum interest-free period for consumption is 50 days. It has an automatic installment function. After the installment function, every time the card is swiped for consumption, no matter how much the card amount is, it will be automatically divided into 12 installments for repayment. It is more humane and can be applied for with China Everbright Bank, which is quite good.
1. The applicant should be between 18 and 60 years old and have full capacity for civil conduct.
2. The applicant’s economic status is good and he has a stable job and financial income.
3. The applicant’s personal credit is good and there is no bad credit record.
4. Applicants should submit true and complete application materials in accordance with the requirements of China Everbright Bank.
The Everbright Bank Credit Card Center was founded in July 2003 and was officially established at the end of 2003. It is directly affiliated to the China Everbright Bank Head Office and serves as a national joint-stock commercial bank within the framework of state-owned holdings and international financial organizations’ participation. The credit card center for consumers.
Sunshine Credit Card provides a variety of repayment methods for you to choose from: branch counters, automated teller machines (ATM), self-service deposit machines (CRS), multimedia self-service inquiry machines, sunshine card automatic transfers, inter-bank transfers/remittances, Online banking repayment and telephone foreign exchange purchase and repayment make your credit card transactions more worry-free.
The above content refers to Baidu Encyclopedia Everbright Bank Credit Card
I would like to ask how long it will take to review the online application for Everbright Bank Credit Card
If the information submitted by the applicant for Everbright Bank Credit Card There are no errors or omissions, and the result will usually be issued within 15 days of accepting the application. The bank will usually notify you via text message (including the bank issuing a card after passing the review). Everbright Bank credit cards are usually issued by the bank by registered mail in about a week, and will generally be received within 15 days of card issuance. If the review fails, the cardholder can apply for a second time six months later.
How to check the review progress of Everbright Credit Card:
1. Online query
1. First log in to the official website of Everbright Bank.
2. Click on the credit card to enter the credit card page.
3. Click on Card Application, then select Credit Card Application Progress Query to enter the query page.
4. After entering your name, ID type, ID number, verification code, and dynamic password on the query page, click Query.
2. Telephone inquiry
Call China Everbright Bank customer service hotline 95595, verify your identity and then inquire.
3. WeChat Query
Follow the "Everbright Bank Credit Card" WeChat official account menu list and select progress query, enter your name, ID type, ID number, verification code, and dynamic password to query .
For more information about how long it takes to review the Everbright Credit Card online application, enter: View more content
The conditions for applying for the Everbright Bank Gold Card
The conditions for the Everbright Credit Card Gold Card are :
1. Be between 18 and 60 years old (inclusive) and have full capacity for civil conduct.
2. Stable job and high income.
3. Good personal credit, no overdue information.
4. Have more personal financial resources.
5. Have made deposits and purchased financial services at China Everbright Bank.
The Everbright Bank Sunshine Gold Card is a one-card, dual-currency, globally accepted card offered by China Everbright Bank to reward customers. Everbright Sunshine Gold Card supports overseas consumption, domestic RMB repayment, and temporary credit limit increase. Under normal circumstances, the limit of Everbright Credit Card Sunshine Gold Card is 10,000 to 50,000.
There is a difference between the regular credit card and the gold card. Most people want to apply for the gold card directly.
Of course, the limits of regular cards and gold cards are different. The limits of regular cards generally range from 0 yuan to 10,000 yuan, while the limits of gold cards range from 10,000 yuan to 50,000 yuan. However, many cardholders say that if their income is relatively stable and their credit is good, the limit of a frequently used regular card is often higher than that of a gold card.
The annual fees of regular cards and gold cards are also different, but generally the annual fees of regular bank cards and gold cards are not very high, ranging from tens to hundreds of yuan. Most cards Friends can still afford it, and the bank has also formulated a corresponding annual fee-free policy. Generally, the annual fee can be waived if the number of transactions and the amount are sufficient.
In fact, most people choose the gold card because they think it is more prestigious than the regular card. It shows that their financial situation is better and their spending power is higher, which has some vanity factors. Of course, the gold card will naturally provide more services than the regular card, but the editor would like to say that if it is because of face, then the platinum card may appear more "prestigious".
The Everbright Bank Gold Credit Card can be applied for in the following ways:
Outlet processing: The applicant brings his or her ID card and the information required for card application to the counter of a nearby Everbright Bank branch. Apply under the guidance of the salesperson.
Official website application: Log in to the official website of Everbright Bank Credit Card, click "Card Application", select the credit card you want to apply for, click "Apply Now", and fill in the relevant information online according to the prompts.
The annual fee for the Everbright Bank Credit Card Gold Card is 200 yuan. If the cardholder does not want to pay the annual fee, he or she can waive the annual fee for the following year by swiping the card three times or accumulating consumption of RMB 2,000 in the current year (online transactions also count, excluding cash withdrawals). The first year of the newly applied Gold Card credit card is free. It’s free, so you only need to swipe the card three times or spend 2,000 in the first year. Note that the first year is calculated from the credit card issuance date, not the activation date.
In addition, the annual fee exemption conditions for the regular card of Everbright Bank Credit Card are the same as those for the gold card. If you want to be exempted from the annual fee for the regular card, just follow the annual fee exemption conditions for the gold card.
What should I do with China Everbright Bank’s credit card?
Credit card review credit card application entry rules, you can check them one by one to see if you meet the conditions of China Everbright Bank. 1. Everbright Bank VIP customers, who have been dealing with Everbright Bank for more than six months and hold a VIP card of Everbright Bank. Materials required to be submitted when applying for a Everbright Bank credit card: copies of ID card and Everbright VIP card 2. Materials submitted by Everbright Bank credit customers: copy of ID card, indicating the loan contract number, amount and monthly payment amount. 3. Materials submitted by Everbright salary agency customers: copies of ID cards and work certificates 4. Materials submitted by customers with fixed residence: copies of ID cards and work certificates, copies of documents proving fixed residence (specify: self-owned real estate, mortgaged commercial housing, Public housing in the workplace or living with parents) 5. Customers with business licenses must submit materials: copies of ID cards and work permits, copies of business licenses, and proof of fixed residence (can be water, electricity, gas) for customers whose household registration is inconsistent with the city where they are applying. , fixed-line phone bill) 6. Customers with student ID cards, full-time students at provincial and ministerial key universities and scientific research institutes.
Materials to be submitted: Copies of ID card and student ID card 8. Credit card statements from other banks For imported customers (credit cards from other banks have been used for more than 6 months) Materials to be submitted: ID cards and original or photocopies of credit card statements for any month in the last three months Object 9. Customers who receive professional documents 1. Civil servants and public institution personnel 2. Employees in banks, securities, and insurance (excluding insurance brokers/agents) branches at or above the municipal level who receive fixed salaries 3. Electricity, tobacco, and petrochemicals (gas stations) (Except) Employees in other industries 4. Staff who receive fixed salaries in high-performance listed companies, large and medium-sized enterprises and high-quality small businesses 5. Employees in schools and hospitals 6. Practicing lawyers, certified public accountants and other personnel with professional qualifications. Materials to submit: copies of ID card and work permit.
This concludes the introduction to Wuhan Everbright Bank Credit Card and Wuhan Everbright Bank Credit Card Department. Have you found the information you need?