50% of the credit limit can be used for cash withdrawal, so when a credit card with a credit limit of 5,000 yuan is cashed, the rest can only be used for consumption, not for cash withdrawal.

Of course, if you are in urgent need of cash, you can also withdraw all the remaining available lines by cash installment.

The amount of cash installment application must be an integer multiple of 65,438+000 yuan, the lowest is 500 yuan, and the highest does not exceed the credit limit of the cardholder (excluding overpayment and temporary limit), and the total amount does not exceed 50,000 yuan. The number of installments can be 3, 6, 12, 18, and 24, and the corresponding benchmark rates are 0.8 1%, 0.75%, 0.75%, respectively (Note: monthly handling fee = total installment amount * handling fee rate, calculated after installment. )

After withdrawing 2500 yuan, because there are some withdrawal fees, the remaining available amount of the card at that time should be more than 2400 yuan, and the maximum cash installment can be 2400 yuan. After the cash installment application is successful, you can withdraw 2400 yuan immediately. Log in to the credit card homepage of CCB, click on "Longka Mall", and then select "Longka Cash Installment" on the left to apply. When applying, you need to fill in a RMB settlement account, such as debit card, quasi-credit card and passbook, which is opened in China Construction Bank. Conduct real-time cash audit and issue audit results. Once approved, the money will be transferred to the savings card and will be received immediately.

Apply for 12 installment repayment based on 2400 yuan. The repayment of each installment is 2400/12+2400 * 0.75% = 218 yuan.

Can I withdraw 2500 from a credit card with a credit limit of 5000? Of course not. If the credit card has a limit of 5000, 50% of the withdrawal limit can only be used to withdraw 2500, and the rest can only be withdrawn by credit card or pos machine.

The credit line of CCB's credit card has been withdrawn by 1 10,000 yuan, but it has not been repaid by 5,000 yuan for half a year. Compound interest in full at the rate of five ten thousandths every day, and generate bad records in the credit center, and keep them for five years after paying off. In addition, when the accumulated arrears exceed 10,000, and the bank fails to pay off the two reminders for more than three months, the bank will initiate judicial proceedings, and if convicted, it will be sentenced to fixed-term imprisonment of not more than five years or criminal detention.

The credit limit of CCB credit card is 5 thousand. Can you brush 10 thousand I can't. The credit limit is 5K, and you can only use 5K at most, and you can't swipe more than one point. You can apply for a temporary credit line, temporarily increase the credit line before use, edit the short message "CCTE# card number last four digits # 10000" with the reserved mobile phone, and send it to 95533, and basically feedback the approval result immediately. If the temporary limit has not been approved, you can also deposit 5K cash into the card, which adds up to 10000, or you can increase the available limit ~

The credit limit of CCB credit card is 6000 yuan. Do you need interest to withdraw 2000 yuan? Interest will be generated after withdrawal.

The interest of 2000 yuan a day is 1 yuan. Plus handling fee 10 yuan.

Loans and handling fees can be repaid at any time, and there will be no interest after they are paid off.

The credit limit of Bank of Communications credit card is only a few hundred, but it shows that it can withdraw 5000. Your total is10,000, right? The information you display is to withdraw 5000 yuan, which is based on your 1 10,000 yuan, not your existing available line.

Can CCB buy more than 5,000 yuan with a credit card overdraft limit of 5,000 yuan? CCB's credit card overdraft limit of 5,000 yuan can buy goods above 5,000 yuan, and the insufficient part can be supplemented by cash.

Generally speaking, spending by credit card will not reveal the password, but we should pay attention to the following points:

① First, check whether the card number and amount listed in the consumption bill are correct, and pay attention to whether the consumption currency and amount expressed in words and figures are correct;

2 when swiping the card, don't let the card stay away from your sight, so as to avoid the information in the card being stolen;

3 After the transaction is completed, please check your bank card, which is really your bank card;

④ After the transaction is completed, please keep the root contact of the signing cardholder for verification.

How to calculate the withdrawal limit of CCB credit card is 6500 yuan? The withdrawal amount of CCB credit card is 50% of the credit limit, and the maximum withdrawal amount is 2000 yuan per day. For example, the landlord's credit line is 6500, and the accumulated withdrawal line is 3250, but the maximum withdrawal is 2000 per day, 1250, and the withdrawal cannot be made until the next day. In addition, there is a charge for overdraft withdrawal. The handling fee is 0.5% of the cash withdrawal amount, ranging from RMB in 2 yuan to RMB in 50 yuan. The interest is five ten thousandths of a day (compounded monthly).

For example, take 2000 yuan, and the handling fee is 2000*0.5%= 10 yuan/pen; Interest: 2000*0.05%= 1 yuan/day.

How much the CCB temporary credit card line of 5000 yuan can be transferred is approved by the system. If the landlord meets the conditions for adjusting his temporary credit line, CCB will take the initiative to prompt him when adjusting, and the landlord can apply according to the maximum amount prompted and his own needs. There is no way to predict in advance? )

At present, there are several application methods.

First, the telephone self-service voice

Second, online banking-credit card-credit card limit adjustment (after following the prompts, if the landlord has an online banking shield, then insert the online banking shield to verify and confirm the application for adjustment; If not, the bank will send a short message verification code to your mobile phone reserved in his home system for verification)

Third, SMS adjustment, the landlord uses the mobile phone number reserved in his home system to edit the SMS "the amount to be adjusted is the last four digits of CCTE# card number" to 95533. (For example, the landlord now has a fixed quota of 10000 and wants to adjust it to a temporary quota of 15000 with a card number of 8888, then edit the short message "ccte # 8888 # 15000". ) If you apply by SMS, the default time for the temporary quota is 2 months. (If the amount sent by the landlord for the first time is greater than the maximum amount of the system, he will receive a short message from the system to inform the system of the maximum amount, and the landlord can edit the short message application in combination with the feedback from the system. )

If you want to apply for the installment of CCB's car purchase, the bank will ask you to provide financial proof such as card, work permit or real estate license when you apply. After you provide them, they will review them with these materials to see if they can give you the installment amount. So you can't just look at your credit card limit, but look at the comprehensive review. And if the application is successful, your car installment amount and your credit card amount are separate.