Requirements for wage loans:
1: The loan targets are enterprises and employees with stable and continuous wage income;
2. You must provide proof of your income in this unit;
3: loan term 1 month to 36 months;
4. The loan amount can reach 2-3 times of the applicant's annual income;
5. Repayment by installment;
6. Application materials (identity certificate, income certificate, work certificate).
Second, what materials are needed for wage loans?
The sunshine is very good.
I want to apply for a salary loan from China Bank. What is the specific process?
What's the specific process of handling China Bank's payroll loan?
China Bank's wage loan is a pure credit product launched by China Bank mainly for China bank users. Because the loan amount can be as high as 500,000 yuan, it is very suitable for borrowers with large demand. There are three main conditions for China Bank's wage loan, namely: the borrower must be an enterprise employee with stable and continuous wage income; Can provide proof of your income in this unit; The borrower has a good credit record and no bad record. Generally, the wage loan amount applied by BOC is 2-3 times the borrower's annual income. If you want to apply for a higher amount, you can increase the loan amount by providing guarantee. At present, the loan term of BOC's payroll loan is 1-36 months, and the loan interest rate is 0.65%. If there is demand, I recommend that you spend money. Qianhua is a credit service brand owned by Du Xiaoman Finance (formerly known as Baidu Qianhua, renamed as "Qianhua" on June 20 18). The brand is trustworthy and the interest rate is low. The money is spent-full of easy loans, the maximum loan amount is 200 thousand, and the daily interest rate is as low as 0.02%
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It has the characteristics of simple application, low interest rate, fast loan, flexible loan repayment, transparent interest and expenses, and strong security. Share with you the application conditions for rich flowers: the application conditions for rich flowers are mainly divided into two parts: age requirements and information requirements. 1. Age requirement: 18-55 years old. Special note: if you have money to spend, you refuse to provide college students with consumer installment loans. If you are a college student, please give up the application. Information requirements: You need to provide your second-generation ID card and your debit card during the application process. Note: the application only supports debit cards, and the application card is also your loan bank card. My identity information needs to be the second-generation ID card information, and cannot be processed with temporary id card, expired ID cards or first-generation ID cards. Online lending is risky, so choose carefully!
4. What are the procedures for a wage loan?
1: The loan object is stable.
2. You must provide proof of your income in this unit;
3: loan term 1 month to 36 months;
2~3 times the annual income of people;
6. Application materials (identity certificate, income certificate, work certificate). No need, just a good reputation.