Question 1: What does it mean to be declined by the issuing card? Credit card chargeback refers to the cardholder’s failure to pay within a certain period of time (usually 180 days) after payment. Some payment institutions may stipulate that longer period), you can apply to the bank to refuse payment of a transaction on the bill. Due to the differences between online transactions and face-to-face transactions, such risks cannot be completely avoided no matter which e-commerce platform a seller uses. When buyers pay for online transactions on the AliExpress platform via credit card, they may file a chargeback through the credit card company.

Question 2: What is the difference between credit card chargeback and chargeback? Chargeback means that the cardholder refuses to pay for the goods for some reason after shopping (such as not receiving the goods, black card, stolen card, etc.). The chargeback period is 180 days.

A refund is when a buyer is dissatisfied with the goods they received or did not receive the product at all. After negotiating with the seller, the seller returns the money for the goods. This is called a refund.

Question 3: What does a dishonored check mean? Under what circumstances will a payment be dishonored? That is, the amount in the bank account is insufficient to cover the amount of the check, which will result in dishonor. In this case, the relevant unit can exercise the right of recourse. The specific conditions are as follows: < /p>

(1) Present within the presentation period;

(2) The check is accompanied by the reason why the paying bank refuses to pay.

To exercise the right of recourse, the above two conditions must be met. The above condition (1) means that the invoice must be presented for redemption within 10 days. If the presentation period has expired, the invoicer may cancel the commission for payment and the right of recourse for the check will also be cancelled.

To prove that a check has been dishonored, the paying bank will issue a certificate of dishonor. The relevant sentence is "×× check cannot be cashed due to ××× reason. ×× bank ×× branch, ×××年×月×日, with the seal of the manager ×××". When a check is returned for dishonor, the note stating the reason for the dishonor will be returned to the holder along with the check.

If the bill is bounced and you cannot receive cash, you can exercise your right of recourse. If the right of recourse is exercised and the invoicer or endorser shows no intention to pay, litigation will result.

Question 4: What does credit card chargeback mean? If it is a China Merchants Bank card, you need to check the account status in this case. Since Baidu platform cannot verify the account information, please call our credit card service hotline, enter your ID number and select 9 to enter manual, and the customer service staff will verify and process it for you.

Question 5: The payment was declined when the card was swiped at the POS machine. It is best to have surveillance video and the signature must be full name. For large payments, the customer needs to provide an ID card for verification.

Question 6: What does it mean when an insurance company closes a case and refuses to pay compensation? You can sue it.

Question 7: What does it mean when an insurance company refuses to pay child support and is blacklisted? You cannot use the bank. With a credit card, you can’t stay in high-end hotels or get on airplanes.

Question 8: What does it mean to refuse to pay after self-service claim settlement? All the information has been submitted, but no compensation can be paid? Since the policies of each company are different, it is recommended to call the insurance company directly for consultation

Question 9: What does the bank’s notice of refusal mean? It is a kind of notice that the bank "refuses to accept documents".

Question 10: Please help me understand the meaning of the chargeback message sent by the bank. The general documentary letter of credit is SWIFT MT700. The inter-bank letter of credit is usually sent by telegram, so when the letter of credit is opened After establishment, the negotiating bank receives a credit telegram from the issuing bank, and the content of this telegram is called a message.