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Which bank can easily pass the examination of these major banks when applying for a credit card online has a lower threshold.
Nowadays, when many people apply for credit cards, they directly choose to apply online. So, when applying for a credit card online, which bank is the easiest to pass? Let's have a look.

Which bank is easier to apply for a credit card online?

China Merchants Bank

China Merchants Bank's credit card issuance volume is second only to that of Industrial and Commercial Bank of China, and the threshold for credit card application is not high. Basically, as long as there is no problem with personal credit information and there is a stable job and income, it can be approved.

Shanghai Pudong Development Bank

The applicant is at least 18 years old, holds a mainland identity card, has full capacity for civil conduct, has a stable and legal source of income, and has no bad credit record on credit investigation.

China Citic Bank

The main card applicant 18-65 years old, and the auxiliary card applicant 16-75 years old. A natural person with full capacity for civil conduct can apply for a credit card of CITIC Bank, and the requirements are not high.

Everbright Bank

Everbright Bank has a low approval threshold, but the down payment amount is higher among many banks. Most credit cards of China Everbright Bank can reach 10000 yuan. Moreover, when the applicant applies for the credit card of China Everbright Bank, regardless of the amount, it can basically be approved.

Huaxia Bank

Applicant 18 to 65 years old, with full capacity, can apply for a stable job, income and fixed residence, which is easier than that of state-owned banks.

Bank of Guangzhou

The applicant must be at least 18 years old, and the supplementary card applicant must be at least 16 years old and have full capacity for civil conduct. Good personal credit, no overdue records, stable work and good income.

A suitable credit card has low threshold, high efficiency, high quota and high approval rate. The credit card entrances of major banks are:

Everbright Bank's credit card is free. Apply for 9 points of CITIC Bank's credit card to arrive at Starbucks, Haagen-Dazs and other value-added gifts, and get the card quickly. New users of Huaxia Credit Card can enjoy the 240 yuan WeChat reduction package. Minsheng Bank's credit card is easy to take off and has a high quota. Apply for this card free of annual fee. The first credit card of Shanghai Pudong Development Bank will be sent to the PLUS member for the annual card, and the new credit card of China Merchants Bank will be sent to the JD.COM Plus member for two years. Apply for a card with a maximum credit limit of 50,000 yuan. New credit card customers of China Guangfa Bank will receive a one-year JD.COM Jiajing Classic Annual Card for card application. This card has no interest-free repayment period and the daily interest rate is 0.05%. Apply for this card. Ping An Bank's credit card will get a 18% discount when it refuels every day. Apply for this card. Guangzhou bank credit card can be given for up to 36 months throughout the year. Video members can enjoy a gift of one-point purchase when handling this card. Apply for this card. Guangfa American Express life+Card, online shopping, cash back up to 65,438+00%, and mainstream e-commerce generally handle this card. It is easy for the above major banks to apply for credit card quotas. You can pay attention.