Lai Shang Bank has a credit card. At present, the only credit card of Lai Shang Bank is Jinfeng Business Card. Jinfeng Business Card is a special credit card issued by Lai Shang Bank to employees of budget units, which is mainly used for the purchase of sporadic goods and services and personal consumption settlement of budget units. Cardholders can enjoy free annual fees for life. There are two kinds of cards: ordinary cards and gold cards. The longest interest-free period is 56 days.