Credit card cash advance will charge handling fees and interest: 1. Handling fee: RMB cash advance is based on 0.5% (our bank)/1% (other banks) of the transaction amount, with a minimum charge of RMB per transaction 1 yuan; foreign currency is 3% of the cash advance transaction amount, with a minimum charge of 3 US dollars/2 euros/2 pounds/4 Australian dollars/4 Canadian dollars/300 yen per transaction; 2. Interest: Cash withdrawals do not enjoy interest-free repayment. From the transaction date, interest will be charged at a daily interest rate of 0.5% until the settlement date. If the interest on the cash withdrawal is paid off before the final repayment date after the bill is issued, the interest will not accrue compound interest. Tips for you: ※ Cash withdrawals do not matter in the same city or different places, and there is no handling fee and no interest for withdrawing excess deposits from credit cards through our bank's channels, while inter-bank channels will charge handling fees; ※ There is no handling fee for cash withdrawals through our bank's channels for special card types, such as In Card, Happy Card, Overseas Student Card, Platinum Financial Management Card, Tongbao Installment Card, and New e-Loan Card, interest will still be charged as normal.