Which bank has a higher credit card quota in 2023?
China Merchants Bank 1 Credit Card: Credit card applicants should be at least 18 years old, and foreigners should be at least 25 years old. It is best to provide some financial proof, such as: proof of ownership of self-owned commercial housing (real estate license, purchase contract, bank mortgage certificate, formal purchase invoice, etc.). ) and self-owned vehicle certificate (self-owned vehicle driving license, bank car loan certificate).
Credit card of Industrial Bank: 18 to 60 years old (online self-service application needs 2 1 to 55 years old). Eligible people can get the card in about 2 weeks after submitting the credit card application materials.
ICBC Credit Card: To apply for a credit card, you must be at least 18 years old and have full capacity for civil conduct. After applying for a credit card, you can generally get the card in 15 natural days (excluding legal holidays), and the digital credit card without entity can generally complete the approval and account opening in 1-2 minutes at the earliest. Please refer to the actual results.
4. Bohai Bank Credit Card: You need to be 18-65 years old (if you are a foreigner, you need to be 25 years old (inclusive) -65 years old (inclusive)), and your personal credit status is good. You can bring your original identity certificate, work certificate and relevant financial certificates to the nearest outlets or go online.
5 Bank of Communications Credit Card: The principal card applicant 18-60 years old, with full capacity for civil conduct; Supplementary card applicants must be at least 1 1 years old and above, and there is no upper age limit. The card can be activated after application, and the amount in the card will be given according to the assessment of the applicant's repayment ability.
Credit card of China Construction Bank: a natural person with full capacity for civil conduct, 18 years old and under 70 years old, with stable occupation and income, good credit status and the ability to repay the principal and interest on schedule. It takes about 5 working days for customers with cards to apply for mail cards. If the new customer is approved (the general approval time is 10 days), you will receive a face-to-face SMS and card letter after 3-5 working days.
Agricultural Bank Credit Card: at least 18 years old, with full capacity for civil conduct and good credit standing. After the credit card is approved, it will be uniformly produced and mailed by the Credit Card Center of the Head Office. Puka and Gold Card are registered letters, and cards will be made in 3 working days. The mailing time is usually about 7 days, depending on the delivery situation of the local post office. Platinum cards and sets of cards are delivered by EMS, and the cards will be ready within 3 working days. The mailing time is generally about 3 days, depending on the delivery situation of the local post office.
Credit card of Postal Savings Bank: the applicant for the main card must be at least 18 years old and under 65 years old (including 65 years old). It is recommended to fill in your personal data completely. If you have a postal bank credit card before, you can immediately submit information to apply for other types of postal bank credit cards. Whether the credit card application can pass or not should be comprehensively evaluated.
Credit card of China Guangfa Bank: the main cardholder 18~65 years old, and the supplementary cardholder 16~65 years old, with annual income reaching the local average level. Credit card applications generally take 2- 10 working days from data submission to data entry, and 7- 10 working days to complete the review. You can check the progress of using the card 10 working days after submitting the card application form, and you will be informed of the audit results by SMS.
A suitable credit card has low threshold, high efficiency, high quota and high approval rate. The credit card entrances of major banks are:
Minsheng bank's credit card is easy to handle and the amount is very high. There is no annual fee for applying for this card. The credit card of China Everbright Bank is free. Fast passing, simple filling and high passing rate. It is easy to handle all kinds of credit cards of CITIC Bank and all kinds of rights of this card. China Merchants Bank credit card can borrow cash in advance anywhere, and new users can spend a sum at will. JD.COM svip will be sent to apply for interest-free installment payment of this card. 8 yuan applied to return the card. JD.COM Supermarket Co-branded Card of China Guangfa Bank enjoys 1. Choose one of the six supermarket gifts, and apply for the card free of annual fee in the first year. Ping An Bank's standard credit card online shopping fee will be refunded, and the new household 60 yuan will pay the reduced package card. If Shanghai Pudong Development Bank is hungry, the joint credit card take-out will be reduced by 7 yuan every day. Handle the annual fee-free card of CITIC Bank six times a year. The maximum amount of credit card -Yanka series of CITIC Bank can reach 65438+ 10,000, and you can enjoy a 50% discount when you apply for food by swiping your card. JD.COM PLUS Co-branded Card of Shanghai Pudong Development Bank is the first to receive the annual membership card of Plus, with no annual fee. After spending 6 times, you can apply for the next year's card. After you get the card, you can use it after activation. You should also use the credit card limit reasonably, repay on time and maintain a good credit record.