The term "percentage interest" generally appears in private lending. The interest of private lending 1% is equivalent to 0. 1%, and 4% is 0.4%. This interest rate can be a monthly interest rate or an annual interest rate. If the monthly interest rate is 0.4%, the monthly interest rate is generally: 300,000 * 0.4% = 1.200 yuan.

The monthly payment of different repayment methods is generally different, depending on the agreement between the two parties.

Tips: The above contents are for reference only. Peer-to-peer lending has certain risks, so please choose carefully. If you need funds, you can also handle them through our official channels. Ping An Bank provides unsecured credit loans, as well as mortgages and mortgage loans for houses and cars. Different loan application conditions and requirements are different. Whether the examination and approval can be successful is evaluated according to your comprehensive qualifications. For details, please log in to Ping An Pocket Bank APP- Loan and try to apply.

Reply time: 202 1-06-2 1. Please refer to the latest business changes announced by Ping An Bank in official website.

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