1, it is not easy to raise the amount. For the rich, it is quite easy to raise the amount. You can raise 200,000, 500,000 and 654.38+00,000 in a short time, as long as you have assets. However, for most cardholders, there is almost no hope of raising the amount, and the skill of using the card to raise the amount is not applicable. Unless the amount is raised voluntarily, the low amount can be raised by one liter, and it is difficult to break through 565,438+10,000. This year, many card friends in some areas raised the amount by paying taxes and provident fund, but now they are all closed, and the amount of some card friends has been reduced. I am not sure whether similar channels for raising money will be opened in the future.

2. There are few activities. There are basically no activities, unlike other banks, which often have preferential activities such as shopping discounts and cash back, and there are fewer types of merchants who can get points than other banks. Only some merchants with past rates of 0.78 and 1.25 have points.