1. Choose the bank to which your salary card belongs

Generally, enterprises will have a close relationship with one or several banks, and now most enterprises pay salaries on behalf of banks. If you are an employee of an enterprise, when you apply for a credit card, you will generally have a high probability of issuing a credit card by choosing a bank that your enterprise cooperates with or pays wages on behalf of. To apply for such a credit card, the amount is usually higher.

2. If you have high fixed assets, personal credit and bank deposits, it is very easy to apply for a credit card. The salesmen in charge of credit cards are eager to have customers like you, and they will even take the initiative to ask you out and handle the credit card for you in person. The most representative of this kind of cards are the platinum card and the rare black gold card, the amount of which is quite high.

3. College students can apply for credit cards quickly

Nowadays, many banks have launched credit card services for college students, such as young Card of China Merchants Bank and Peony Student Card of ICBC. In order to achieve business volume, salesmen sometimes go to universities to promote credit cards, seize these activities and opportunities of banks, and your credit cards will be processed soon.

4. Senior credit card holders recommend that if you have a friend who uses a credit card, his credit rating and the level of the card he holds are very high. Then, if he recommends you to apply for a credit card, the business staff will immediately handle it for you, and the success rate and speed of credit card issuance are very fast.

5. Choose the right third-party institution to handle credit cards

Choosing a third-party institution to handle credit cards for you is the most respected method at present. Choose the official website authorized by the government, such as Xinjie Guarantee, card application and card approval, which can be solved within 1 days, and the card can be approved in one day at the earliest. Just fill in the information online and the salesman will come to the door. This is also the most recommended method for Xiaobian.