① It can be used after risk control.

② It cannot be used after wind control.

When you find that the bill can't be paid in installments, or the limit is lowered, you also receive early warning information about problems such as bank cards, but you can still spend by credit card. This is a slight risk control.

If your credit card is restricted by the transaction, you can't swipe it again and stamp it directly. This is a serious risk control.

1, call customer service.

After the credit card is controlled by the wind, you can first call the customer service of the issuing bank to ask the specific reasons for the credit card being controlled by the wind, and then take corresponding solutions.

2. The frequency and amount of credit card swiping.

You must pay attention to the number and amount of credit cards. If you swipe your card every time, or if it is full, it will be very bad, and the bank will suspect that you are illegally cashing out!

3. Consumer places

Try to use your credit card to spend in large shopping malls and supermarkets, which can prove that you are using your card normally.

Step 4 appeal to the bank

Complain to the bank to cancel the risk control, complain to solve the need of credit card risk control and explain the consumption situation to the bank, and provide credit card consumption vouchers, including credit card receipts, invoices and other bills.

Near the end of the year, if you have cash flow difficulties, the applet is "small but smart". But don't swipe your credit card suddenly, or spend a lot of money frequently, which may make the bank control the risk of your credit card.