To apply for a credit card online, it is best to have an activated credit card, so the approval will be faster. As for filling in the information, you need to fill in the information correctly, especially the phone number and ID number. It is convenient to apply for a credit card online, but you still need to pay attention to skills. The following aspects on the application form will affect your credit evaluation score (the higher the credit score, the higher the probability of obtaining credit card approval and the higher the amount).
1. Is there a fixed telephone in this city (having a fixed telephone in this city means that the residence is stable, which will increase the credit evaluation score of the bank for you);
2. Whether or not to get married (the score of married is higher than that of unmarried);
3. Whether it is a local account (the score of local account is higher than that of foreign account);
4. Whether there is a house (having a house is higher than not having a house, and living by yourself is higher than living with parents);
5. Education (the higher the education, the higher the score);
6. The nature of the work unit (the more stable the work unit, the higher the popularity and the higher the score. For example, institutions, large state-owned enterprises, and Fortune 500 enterprises all scored relatively high, while unknown private enterprises and foreign enterprises scored relatively low);
7. Job Description (The higher the position, the higher the score. For example, civil servants and company managers score higher than ordinary employees.