Some time ago, a friend told me that his relatives owed 65438+ million credit cards, but he was afraid to tell his family that the situation at home was very difficult. He went to college in Beijing, and his debt was so much because of excessive consumption and the interest generated by the minimum repayment amount. It's not enough now Ask me what I can do to persuade him not to spend so much money.
First, borrow money to pay off the card debt. Parents have no money, relatives, friends and classmates. There must be several mentors. Everyone borrows 1 10,000, and pays off the credit card first. Credit default will affect his life.
Make an economic plan from today and set a good balance between living expenses and income for yourself. The living expenses are specific to every day, and the monthly income must be fixed and put on a separate card to pay off debts.
Tell him that as an adult, he should know how to take responsibility. At most, an ordinary family will provide for children to graduate from college, including my family and most of my classmates. I've never heard of anyone asking for money to study at home, let alone who is in debt. Graduate students should be self-reliant. I don't know why you don't have this concept. Besides, your condition is not good. To tell the truth, you should be glad that you don't need to send money home.
Beijing's consumption is high, but Beijing's university consumption is not high. How much can it cost to eat in the canteen and live in the dormitory by bus? A student at school won't spend so much money unless vanity is at work and pleasure is the pursuit. If you can't face up to your responsibilities, you can't talk about solving the problem.
People always attribute their success to themselves and their failure to the environment. On the contrary, they always attribute the success of others to the environment and the failure to themselves.