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The harvest of finance and business course
the original intention of financial quotient is financial IQ, which refers to the ability of individuals to collectively understand the creation and management of wealth, including three aspects: concept, knowledge and behavior. Financial quotient is closely related to our daily life, and everyone can't escape the economic behavior in life. Through learning, we can become the masters of our own economic life, become an economic man who understands rationality and wisdom, improve the selection efficiency of economic life and reduce the risks in economic life. After listening to the lecture, I know that making money also requires methods, wisdom and practice, courage and action.

The learning and training of financial business course is a brand-new course type. No matter you are a teacher or a student, you need to learn by yourself, improve your financial management ability and update your financial management concept. I think as teachers, we should not only study hard, but also put this knowledge into our daily teaching.

I am in debt, and I have to pay off my mortgage and car loan every month. The pressure is really great! From the teacher's class, I have a deeper understanding of investment. Investment is actually a way of financial management. We should learn to treat investment correctly and objectively, don't think that pies will fall from the sky, and think about everything in a down-to-earth way. Investment should be analyzed reasonably according to one's own financial situation, and the products that one feels confident should be selected. Don't put an egg bucket in one basket. Try to choose several products of different types, find out the feeling of investment, and reduce one's investment risk as much as possible. If you don't have time and energy, you can ask specialized personnel to make special financial investment to increase your income. Investment is a high-threshold knowledge, so we should think twice and not blindly follow the trend.

sometimes our investment is limited to our cognitive ability. When you understand the knowledge of investment, the risks and benefits of investment, and understand that you have invested in a misunderstanding, maybe you will become a successful investor not far away. First of all, it is said in the class that the happiness gained is not equal to the pain lost, which will lead to overreaction and make us feel anxious and afraid when investing. If the time is longer, this fluctuation will be smaller. If you watch it every day and every hour, this fluctuation will be very huge and greatly affect your mood. Secondly, you are actually an adventurer. Therefore, we should manage the fear of investment and cultivate the "passivity" of investment. In daily work and study, it is also possible to learn more about investment, increase your own experience and make a little investment appropriately.

We really need to be more careful about all-pervasive liars, and always remember that there is no pie in the world, and there is no free lunch. We should pay attention to this in our life and work.

The reason why a swindler can fool you is because of your greed, which has caught your ignorance and found your weakness, so that you are deceived unconsciously. Many times, we have no awareness of fraud prevention, and we don't know how to protect our rights and how to reduce our losses in the first place.

In our daily life, relatives and friends will discuss some cheated things, and scammers will try new tricks to get money. I personally experienced a process of being cheated. I remember that it was in 213. After I just graduated from college and returned home, my parents bought me a motorcycle. One day, someone called me and said that now the national policy is good, and I want to engage in subsidies for home appliances to the countryside. He first asked me if my name was this, and what was the brand number of the motorcycle. As soon as I verified that it was all right, I let my guard down. They said that I would transfer money to the bank. After I arrived at the bank, I went directly to the ATM to check the accounts. He asked me to enter the payment password. I said that I didn't need to pay for the audit. He said that I needed to pay a little handling fee, so I believed it. When I entered the payment password, I was a little nervous and I couldn't remember it correctly. After entering it twice in a row, it was incorrect. The liar was a little upset. At this time, a bank staff member came over and I told her my situation. She said that you can't transfer money. They may be liars. Please call the police quickly. When the swindlers heard our conversation, they immediately hung up, and then I really realized that they were swindlers. I immediately called the police, but I didn't find out in the end that the call was from abroad. It's really terrible.

now think about it, I was cheated unconsciously at that time. If there was no reminder from people around me, I still didn't realize that I was cheated, and I was still thinking about subsidies. If we really encounter a similar situation, we should calm down, ask our relatives and friends if there is such a thing, check it in many ways, and never transfer money and remit money immediately. In particular, it is very convenient to transfer money on WeChat now, and only when it is verified clearly can it be paid. There is also a credit card. Many people will have their credit cards stolen. We must protect our personal information and don't give our ID cards to others easily!

We all hope that world without thieves, as a teacher, should let children establish a correct world outlook, outlook on life and values from an early age, and be a good person and a socialist builder and successor from the very beginning.