1. When applying for a card, the landlord provided insufficient proof of income or assets, and the bank refused to approve it on the grounds that you were unable to repay;

2. Landlord, you have an overdue or bad credit record before;

3. Landlord, you have submitted too many bank card applications at the same time, and the bank considers that you may have the possibility of malicious overdraft.

The landlord can compare it and see what caused him to fail the audit. If it is due to overdue or bad records, please deal with it as soon as possible, and apply again after one year, and you need to submit enough supporting documents when applying again. I hope my answer can help the landlord!