If you fail to repay the credit card installments, the impact will be more serious. If you fail to repay in three installments, it is recommended to repay the money on time in the future, otherwise you will be blacklisted by the bank. , no matter how serious it is, you will be sued by the bank.

The impact of non-repayment on credit cards:

It will have an impact on applying for a credit card in the future, and it will have an impact on the interest on future loan repayments;

On the normal use of the credit card It will have an impact and may be frozen and deactivated;

If it is overdue more seriously, it will be blacklisted by the bank and become a black account, and it will not be able to apply for loans in the future;

For future loans The approved loan limit for buying a house, car, etc. is affected;

If you fail to repay the money you owe, you are likely to be sued by the bank.

My personal suggestion is to pay back the money you owe.