Hello, if you purchase by installment, if your credit card can be used normally, the installment limit is your actual available limit. For example: If your current actual available limit is RMB 3,000, the amount of installment transactions that can be processed does not exceed RMB 3,000. If you are unable to apply for installment due to insufficient quota, it is recommended that you adopt the following methods: (1) Apply to increase the fixed quota; (2) Complete the installment transaction by depositing the corresponding amount of money for the insufficient quota (i.e., overpayment installment); This needs to be applied manually. (3) Pay part of the money to the merchant in cash or other ways to reduce the amount of installment payment; (4) After the one-time payment, call to apply for bill installment, but bill installment needs to pay corresponding handling fees. Whether the application is approved will be determined by our bank The comprehensive evaluation results shall prevail.

Once the credit card installment is successful, it cannot be modified. If you need to settle the installment in advance, please call our customer service hotline and we will transfer the manual application for you. After the application is approved, the undisbursed principal and handling fee will be settled in one go and will be included in the next month's bill, and the bill amount needs to be paid off in one go. (Business card does not have installment service)