There are many reasons why many young people have difficulty saving money:

1. High cost of living: The cost of living is getting higher and higher, especially in big cities. Many young people's income has been wiped out by basic living expenses, leaving little money left to store.

2. Insufficient purchasing power: As inflation continues to rise, wages grow relatively slowly, resulting in a decline in young people’s actual purchasing power and inability to save much money.

3. Changes in consumption concepts: Nowadays, young people’s consumption concepts have undergone great changes. More and more people pay attention to enjoying life in time, and are more willing to spend money to travel and buy high-quality daily necessities. and cultural products rather than savings funds.

4. Overdraft consumption habit: The financial burden caused by consumption through overdraft methods such as credit cards is a very obvious phenomenon for young people, which also makes it difficult for young people to save enough money.

In summary, there are many reasons why young people have difficulty saving money, but rational allocation of income in purchasing decisions and persistence in saving for consumption will make a positive contribution.