Generally, a person who owes 7, yuan on a credit card cannot apply for immigration. If the actor is suspected of credit card fraud, he needs to bear criminal responsibility. If the actor commits credit card fraud, he will be sentenced to fixed-term imprisonment of not more than five years or criminal detention, and will also be fined not less than 2, yuan but not more than 2, yuan. Legal objectivity:

Article 196 of the Criminal Law of the People's Republic of China

Whoever engages in credit card fraud in any of the following circumstances, if the amount is relatively large, shall be sentenced to fixed-term imprisonment of not more than five years or criminal detention, and shall also be fined not less than 2, yuan but not more than 2, yuan;

if the amount is huge or there are other serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than five years but not more than ten years, and shall also be fined not less than 5, yuan but not more than 5, yuan;

if the amount is especially huge or there are other particularly serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than 1 years or life imprisonment, and shall also be fined not less than 5, yuan but not more than 5, yuan or his property shall be confiscated:

(1) using a forged credit card or using a credit card fraudulently obtained with false identification;

(2) using an invalid credit card;

(3) fraudulent use of another person's credit card;

(4) malicious overdraft.