If you buy a car with a CCB credit card, you will not be charged interest as long as you repay it in full and on time according to the bill every month. The bank will charge a certain handling fee based on the specific car model you purchased and the number of installments. The bank may also carry out some fee-free activities with 4S stores. Generally speaking, if it is divided into 12 installments, the handling fee is 4% of the loan amount; if it is divided into 24 installments, the handling fee is 8% of the loan amount; if it is divided into 36 installments, the handling fee is 12% of the loan amount.