We must be cautious and cautious about this situation. Normally, any individual can go to any bank to apply for a bank card with his or her own ID card. Since the central bank issued the "People's Bank of China" in 2016, Following the Notice on Matters Concerning Strengthening Payment and Settlement Management to Prevent New Illegal Crimes in Telecom Networks, each person can currently apply for up to 4 bank cards at one bank.

As of the end of 2018, there were more than 4,000 commercial banks in my country. Considering that many banks do not operate across regions, the normal number of commercial banks in a prefecture-level city is between 20-30 ( The six major state-owned banks, 12 national joint-stock commercial banks, local rural commercial banks, rural credit cooperatives, city commercial banks, and city commercial banks in surrounding areas, etc.), one person can theoretically open about 100 bank cards. Since You can open so many bank cards yourself, why do you need your empty card?

Profits

Bank cards can be traded, especially first-class cards (complete with various functions). Many fraudsters specialize in purchasing such bank cards. A card can be purchased from The number ranges from dozens to hundreds (depending on the account classification of the card, transaction conditions in the local area, card issuing bank, etc.). Fraudsters collect these bank cards mainly for fraudulent use. However, if you are not short of money to a certain extent, it should be impossible for your friend to do a favor for just a few hundred dollars.

Crime

It is possible that your friend is engaged in telecommunications fraud (requiring multiple cards to avoid risks and transfer funds) or is engaged in money laundering activities or corruption and bribery, etc. The thing about people is actually using your card to bear the risk for her. This kind of thing is very common.

Attach other materials

If you only need a bank card, the impact will be small, but if you also need a copy of your ID card and a photo (especially if you are holding an ID card) photo), then absolutely cannot give it. With a copy of his ID card (photo) and a bank card, he can already apply for credit cards and various small loans online. If he can't repay it in the end, the debt will fall on you. In fact, even if you only have a bank card, you have to be careful, because It is too easy to get a copy of your ID card. For example, if your friend is from the human resources department of your company, and all the information he knows, such as your house purchase information, etc., there are channels to get a copy of your ID card. These will Dramatically increase your personal risk.

The biggest possibility

Of course, the situations analyzed above are generally relatively rare. The most common one should be used for tax evasion. Everyone knows that the payment for goods goes into the company's account. To withdraw the profit, you have to pay a tax of 20%, so many people use their personal accounts to withdraw money. However, long-term large-scale incoming and outgoing transactions can easily lead to "large-value transactions and suspicious transactions" just by relying on their own accounts. Pay attention, so through multiple account withdrawals, you can greatly reduce your risk.

Summary

No matter which one, as long as you give out your ID card information, there may be various risks. Although it may not actually happen, it does It does exist, so give it with caution.