The daily interest rate will be calculated as 5/10,000% within 15 days, the daily interest rate will be calculated as 10/10,000% if it exceeds 15 days, and the daily interest rate will be calculated as 15/10,000% if it exceeds 30 days.

The "Notice on Issuing the "Credit Card Business Management Measures"" has corresponding regulations:

Article 18 The maximum overdraft period of a credit card is 60 days. Credit card overdraft interest will be calculated at a daily interest rate of 0.05% within 15 days from the date of signature or bank statement, and a daily interest rate of 0.10% for more than 15 days.

If it exceeds 30 days or the overdraft amount exceeds the prescribed limit, the daily interest rate will be calculated at 15/10,000. Overdraft interest is not calculated in stages, but is calculated based on the highest interest rate bracket for the final term or the maximum overdraft amount.

Extended information

Bank of Communications credit card has the following businesses:

1. Haoxiangdai

A new credit card installment launched by Bank of Communications The payment business provides bulk consumer credit support with high exclusive quotas (up to 150,000) and convenient service processes. After signing up for Haoxiangdai, when the consumption reaches the set transaction starting amount, the system will automatically carry out installments. The repayment period is up to 24 months, and the maximum monthly handling fee is only 0.72.

2. The most popular Friday

Based on the rigid demand of urban groups for Friday consumption, we have united with many merchants across the country to create a Friday credit card consumption rebate activity, which is also a Bank of Communications credit card The first marketing brand created in the industry that uses single-day consumption as its activity appeal.

3. Points Paradise

The Points Mall of Bank of Communications Credit Card, where customers can redeem points or swipe their cards to purchase the goods they want. But it is also different from the mall, because users can combine the points of multiple Bank of Communications credit cards under their own names, which can greatly help customers reduce the waste of points.

Baidu Encyclopedia--Bank of Communications Credit Card

Baidu Encyclopedia--"Notice on Issuing the "Credit Card Business Management Measures""