Consult a lawyer about how to charge for stopping paying bills.
1, about 1, 000 yuan, whether repayment is negotiated or payment is suspended, it is basically a civil dispute. Lawyer fees generally consist of consulting fees and handling fees. Consulting fees are generally calculated by the hour, ranging from tens of yuan to hundreds of yuan. The handling fee is calculated according to the overdue amount of the borrower, which is generally about 5%- 10% of the amount involved.
2. Account suspension means that when the person whose credit card is overdue is temporarily unable to repay, the issuing bank will reach an agreement with the cardholder to repay in installments. Annual fee, interest and liquidated damages will no longer be generated in the installment process, but the original interest and liquidated damages will not be reduced and will still be repaid together with the owed principal. The advantages of stopping interest payment are to stop interest payment, stop collection, avoid being sued, and reduce the repayment pressure of debtors. The disadvantage is that your credit will be overdue, and this credit card can't be used after it is paid off.
What should I do if I encounter problems such as outstanding credit card debt, overdue, excessive interest and collection?
Remind you:
The reason why there are problems in the process of using credit cards is because credit cards have overdraft function. So, how to deal with it? As the saying goes, attitude determines everything. Cardholders need to show a willingness to repay actively and negotiate a repayment plan. Let's not just talk empty words, we must actually take action and do our best to repay. Of course, there are specialties in the industry. Cardholders who want to know more about the situation can contact a professional creditor's rights protection team for consultation.