/This is the forum of 5 1.

2. How about 5 1 credit card loan? Is it reliable?

5 1 Credit card loans are unreliable.

On the morning of June 265438+1October 2 1, the listed company "5 1 credit card" (205 1. HK) was raided by the police at Xixigu International Business Center, No.80 Xia Zi Street, Xihu District, Hangzhou. 5 1 Credit card CEO Sun Haitao was taken away yesterday to assist in the investigation.

According to the insider at the scene, about 12 police cars were parked downstairs of "5 1 swipe card", including 4 buses, 1 special police bus 1 car, and about 100 policemen came to the door.

As of September 30th, 20 19, the balance of personal loans of 5 1 is RMB 10734 million, with 209,300 borrowers and the initial investment of15.77 million. This is a matter of life and death for 200,000 people. I think the regulator will handle this matter carefully.

If it's no big deal, the probability of success is greater. However, the sudden arrival of the police 5 1 credit card must have given investors a great warning. Information is always asymmetric. As an outsider, it is difficult to thoroughly understand all the risk points of a platform.

In a word, 5 1 credit card has various problems, so it should be carefully considered when purchasing.

3.5 1 Is Bohai Credit Card a debit card?

5 1 Bohai Credit Card is not a debit card. This is a joint credit card issued by Bohai Bank. It has financial functions such as credit consumption, cash advance and overpayment recovery. The interest-free period is as long as 54 days, and the full repayment on the repayment date of overdraft consumption does not require additional expenses.

However, 5 1 Bohai credit card holders need to bear certain interest if they borrow cash in advance or apply for credit card loans. The specific interest rate standard is subject to the bank's audit results.