Credit card consumption has no interest, as long as it is repaid on time, there is no interest. Interest will only be paid if the credit card is overdue, the minimum repayment amount or cash withdrawal.

If CCB's credit card is overdue, CCB will charge interest at a daily rate of 0.5 ‰ and compound interest monthly. The interest-bearing date is from the bookkeeping date to the repayment date, and the interest-bearing principal is calculated according to the actual repayment amount.