It seems a simple thing to overdraw with a credit card, but there are many doorways, especially for people who apply for a credit card for the first time, there will be many questions about using a card. Today, I mainly focus on how much credit card can be overdrawn for the first time, and give you a detailed analysis. For the credit card limit, the issuing banks will comprehensively score the credit conditions of the applicants in all aspects and apply for different grades of credit cards. Banks have different requirements for issuing cards, and the credit line will also be limited. Under normal circumstances, the amount of ordinary credit cards is between 0- 1 10,000 yuan, and very few people may encounter zero amount; The gold card amount of the credit card is between 10000-50000 yuan; Credit card platinum card and above credit card amount is more than 50 thousand yuan, the highest level black card amount has no upper limit, which can be improved in real time according to your own consumption needs. How much you can overdraw for the first time depends on the credit line issued by the bank. As long as you overdraw within the credit limit, you can spend whatever you want. If your credit card limit has been used up, you can apply to the bank for a temporary limit, but when you spend, you must ensure that you can repay it when you repay it. After reading this article, do you all know how much you can overdraw with a credit card for the first time? It should be reminded that although credit cards can overdraw all credit card limits, in actual consumption, cardholders should consider their actual repayment ability so as not to bring unnecessary repayment pressure to themselves.