CCB Black Gold Card, the Dragon Card exclusive platinum credit card of China Construction Bank, is a top credit card product launched by China Construction Bank for high-net-worth customers. Black Gold Card holders can enjoy the following benefits:

1. High-end hotel discounts: Black Gold Card holders can enjoy preferential booking services at many high-end hotels and resorts around the world, including Free room upgrade, free breakfast, late check-out and other benefits.

2. Airport VIP Lounges: Cardholders can use VIP lounges provided by CCB at major domestic airports for free, and can also enjoy VIP lounge services at more than 500 airports around the world.

3. High-value insurance: Black gold card holders can enjoy high-value insurance services such as aviation accident insurance, flight delay insurance, and luggage loss insurance.

4. Dedicated customer service: CCB provides a 24-hour exclusive customer service hotline for black gold card holders to facilitate cardholders to solve various problems at any time.

5. High-end merchant discounts: Cardholders can enjoy discounts and distinguished privileges in shopping, dining, entertainment, etc. at high-end merchants that CCB cooperates with.

The conditions for applying for the CCB Black Gold Card are relatively high, which mainly include the following points:

1. Asset requirements: The total assets of the applicant in CCB (including deposits, investments, Funds, etc.) need to meet certain standards, and the specific amount will vary according to the policies of local branches.

2. Income requirements: Applicants’ annual income needs to meet a certain standard, and the specific amount will vary by region.

3. Credit record: The applicant’s credit record must be good, and there must be no bad credit records such as late repayments.

4. Job stability: Applicants need to have a stable job and provide corresponding proof of work and income.

It should be noted that the approval process for the CCB Black Gold Card is relatively strict, and applicants need to meet the above conditions to have a chance of being approved. For specific application conditions, please refer to the official regulations of China Construction Bank.