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How long will it take to erase the record after the application for credit card is rejected?
If it refers to the bank's audit record in the central bank's personal credit report, it usually takes 2 years to eliminate it.

After the credit card application is rejected, you can apply to another bank or wait for three months before applying to the bank.

Credit card applications are usually rejected for three reasons:

1. Basic information of the applicant Reason: For example, 18 years of age, the occupation is prohibited for bank credit cards, the information provided is not detailed, and the salary payment address is not detailed;

2. Reasons for the applicant's credit information: if the applicant has repeated applications, unstable work, poor credit record, poor contact with the applicant, etc.

Other reasons: for example, the contact person is ignorant or unwilling to be a contact person, the applicant's health reasons, and the contact person does not meet the requirements.