Question 1: What does the bank statement date mean? The bank statement date is a concept of a credit card statement. It is used to add transaction records to your credit card bill on a monthly basis. The credit card billing date is generally not the day when the card transaction is made. Under normal circumstances, the bank will credit the amount swiped into your account on the second working day after you swipe the card. You Log in to online banking or call the credit card center the next day to check the details of the card transaction.

Question 2: What does the account number in bank accounting mean? It is the personal transaction details. There are three ways to change the bank card password:

Through ATMs, self-service deposit machines and multi-function terminals, follow the prompts to change it;

Cardholders can go to the bank counter and ask the salesperson at Make modifications with the help of the bank card;

Cardholders can call the customer service hotline of the bank to which the bank card belongs and complete the modification through voice prompts.

Question 3: What do the debits and credits of cash journals and bank journals mean? Do cash journals and bank journals really have debits increasing and credits decreasing?

Yes, some journals also use brackets to describe the debit side, such as debit (income); credit (payment).

There is only one explanation for journals. Unlike some accounts, such as accounts receivable, which are also assets. Debit means increase and credit means decrease. However, it is also possible that both debit and credit sides are used. The debit side is represented by blue letters. Increase, red letters on the debit side indicate decreases. Generally, red letters are used to correct misaccounts.

Question 4: What is the bank accounting date? The bank accounting date refers to when the card issuer credits the transaction amount to the cardholder's credit card account based on the transaction that occurred, or charges (including but not Limited to the date when over-limit fees, late payment fees, annual fees, handling fees, recourse fees (the same below), interest, etc. are credited to their credit card accounts.

Related knowledge points

"Billing date" refers to the card issuer's monthly summary of the cardholder's accumulated unpaid consumption transaction principal, cash withdrawal transaction principal, fees, etc. Calculate interest and calculate the date on which the cardholder should repay the amount.

"Repayment due date" refers to the last date specified by the card issuer when the cardholder should repay the entire repayment amount or the minimum repayment amount.

"Repayment Date" refers to the date on which the cardholder actually repays its debt to the card issuer.

Question 5: What does bank account debit mean? That is to say, last month's phone bill list and last month's phone bill usage have been calculated, and you can print the invoice for the call.

Question 6: What are the principles of bank accounting? What are the accounting methods of bank accounting? There are two methods of single-entry accounting and double-entry accounting.

The accounting of commercial banks generally adopts the single-entry accounting method for off-balance sheet accounts.

The single-entry accounting method means that each economic transaction is registered in only one account, unilaterally reflecting matters such as cash, physical objects, debts owed to others, and other matters owed to others. When accounting matters involved in off-balance sheet accounts occur or increase, revenue is recorded; when accounts are written off or decreased, payments are recorded. The balance represents accounting matters that have not yet been settled.

Although the single-entry accounting method simplifies the procedures, the records are not comprehensive, making it difficult to check the correctness of the accounts, and it is impossible to see the ins and outs of various business activities.

Commercial bank accounting adopts the single-entry accounting method for off-balance sheet accounts, and the double-entry accounting method is used for other accounts. Double-entry bookkeeping refers to an accounting method in which the capital changes caused by each business are registered in two or more corresponding accounts with equal amounts. This method can see the ins and outs of various business activities and ensure the quality of accounting. The double-entry accounting method commonly used in various countries is now referred to as the debit and credit accounting method. The debit and credit accounting method uses debit and credit as the accounting symbol. According to the rules that if there is a debit, there must be a credit, and the debit and credit must be equal, it is a double-entry system that comprehensively and interconnectedly records each economic transaction in two or more accounts. Accounting method.

Briefly describe the two pricing methods in foreign exchange trading, namely the direct pricing method and the indirect pricing method. The direct method refers to the exchange rate expressed by converting a certain unit of foreign currency as a standard into an equivalent amount of domestic currency. . The indirect pricing method refers to the exchange rate expressed by converting a certain unit of domestic currency into an equivalent amount of foreign currency.

Question 7: What does the system bank ledger mean? If the payee is also from China Construction Bank, it will be credited immediately. If it is from other banks, it will be credited within 12 hours within 50,000 yuan. For large amounts, it will be credited within a few hours. It's here, but the delay may be because the account number, name, and bank where the account is opened are wrong

Question 8: What do debit and credit mean on the bank statement? Debit means you spend money, and credit means you have money in the account.

The purpose of the check can be to fill in the payment of wages, payment, etc.

Question 9: What do people usually mean when they go to the bank to make an account? Generally, it is a check or remittance issued to a public account. When you transfer money to your public account, you are debiting it. If there are remittances coming to your public account, it will be credited. To put it simply, when you pay money, the bank will reduce the balance on your account. When you remit money, the bank will increase your balance.

Question 10: What does the Agricultural Bank of China’s summary accounting transaction mean? The accounting procedure of the summary accounting voucher accounting program is as shown in the figure below:

Summary accounting voucher is the summary accounting voucher According to the corresponding relationship between accounts, three types of summary receipt vouchers, summary payment vouchers, and summary transfer vouchers are regularly prepared. The time of summary should be determined according to the size of the business volume. Generally, it can be summarized once every 5 days, 10 days or 15 days.

The collection vouchers are summarized according to the debit settings of the "cash" and "bank deposit" accounts. The collection vouchers are regularly classified and summarized according to the credit account, and the total is issued at the end of the month to register the general ledger.

Summarize payment vouchers, set according to the credit of the "Cash" and "Bank Deposit" accounts, regularly classify and summarize the payment vouchers by debit account, and issue the total at the end of the month to register the general ledger.

Summarize transfer vouchers, set up separately for each credit account, and classify them according to the debit account of the transfer voucher, summarize them regularly, and issue the total data at the end of the month to register the general ledger.