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Which ICBC credit cards are Euro-RMB dual-currency cards? After paying Euros and returning home, can I pay back the money in RMB at the exchange rate without any handling fees?

ICBC currently offers two Euro co-branded cards:

1. ICBC Peony Standard Dual Currency Credit Card Euro VISA

2. ICBC Air China Zhiyin Peony Credit Card Euro VISA/MasterCard

Yes, if you pay in Euros in European countries, you can repay in RMB according to the exchange rate when you return home, and there is no handling fee.