Overdue credit cards can be dealt with! If it is overdue, penalty interest will be incurred later. Just make a plan to deal with it, so that you can avoid being sued and there will be no penalty interest.

If your credit card is overdue, it will affect your credit report. They will call you at first. If you don't pay, they will hand it over to the collection agency, which will scare you.

If you do not pay it back, you will be fined, and you may even be sued later.

Then you need a solution. There are 5 steps to deal with it. You can stop the bank from calling you and your friends, you can reduce the penalty interest, you can stop accruing interest, and you can stop the risk of being sued.

Many of them can only give you 12 installments and still require interest, which is of little significance.

If you make a plan, you can repay it in 5 years. It only costs a few hundred yuan a month. There will be no interest during the period. I hope it can help you!