1. Can bank credit card fraud be wanted? At present, there is no clear law that credit arrears will be wanted, but if it is a serious credit card fraud and a large amount of malicious overdraft, it will cause a nationwide wanted, and a small amount will not be wanted, and the bank will sue the public security organs for handling. Whether the credit card arrears will be prosecuted by the bank and constitute a crime is mainly determined according to the amount and time of the arrears. If the credit card arrears are not returned for more than two months and the bank is not contacted actively, it will constitute a malicious overdraft. When the malicious overdraft amount reaches a certain amount, it will constitute a criminal offence. Malicious overdraft, the amount of which is more than 1, yuan but less than 1, yuan, shall be deemed as "a large amount" as stipulated in Article 196 of the Criminal Law; If the amount is more than 1, yuan but less than 1 million yuan, it shall be deemed as "a huge amount" as stipulated in Article 196 of the Criminal Law; If the amount is more than 1 million yuan, it shall be deemed as "extremely huge amount" as stipulated in Article 196 of the Criminal Law. 2. What is the filing standard for credit card fraud? 1. Use forged credit cards, credit cards fraudulently obtained with false ID cards, invalid credit cards or fraudulent use of other people's credit cards to conduct credit card fraud activities with an amount of more than 5, yuan. The term "fraudulently using another person's credit card" as mentioned in Item (3) of Paragraph 1 of Article 196 of the Criminal Law includes the following situations: (1) picking up another person's credit card and using it; (2) defrauding others of their credit cards and using them; (3) Stealing, buying, cheating or obtaining other people's credit card information by other illegal means, and using it through the Internet, communication terminals, etc.; (4) Other cases of fraudulent use of other people's credit cards. 2. Malicious overdraft of more than 1, yuan. If the cardholder overdraws beyond the prescribed limit or time limit for the purpose of illegal possession, and fails to return it for more than 3 months after being twice collected by the issuing bank, it shall be deemed as "malicious overdraft" as stipulated in Article 196 of the Criminal Law. In any of the following circumstances, it shall be deemed as "for the purpose of illegal possession" as stipulated in the second paragraph of Article 196 of the Criminal Law: (1) knowing that there is no repayment ability and a large amount of overdraft cannot be returned; (2) The overdrawn funds are wantonly squandered and cannot be returned; (3) Escaping after overdraft, changing contact information and evading bank collection; (4) Withdrawing or transferring funds, concealing property and evading repayment; (5) using overdraft funds for illegal and criminal activities; (six) other acts of illegal possession of funds and refusal to return them. To sum up, a large amount of credit card fraud constitutes a crime, which becomes a criminal case. After the bank reported the case, the public security organ filed a case to arrest the suspect. A large amount can be wanted online, which is conducive to solving the case as soon as possible. After the criminal suspect is arrested, the procuratorate examines and prosecutes. At present, the maximum penalty for credit card fraud is life imprisonment.