1. Log in to Shanghai Bank to apply for online banking.

Log in to the personal online banking of Shanghai Bank, enter the installment application page, select online application, and fill in the installment amount, number of installments and other information according to the page prompts to complete the installment application.

2. Call the credit card customer service hotline to apply.

Call the customer service hotline of Shanghai Bank at 95594 and select "Credit Card" to transfer to manual service application.

Two. Provisions on credit card installment in Shanghai Bank

1. After the cardholder successfully applies for credit card installment, Shanghai Bank will deduct the credit limit of the cardholder's credit card according to the approved total amount, and restore the credit limit of the cardholder according to the cardholder's monthly repayment amount before the monthly bill date until the cardholder pays off all the installment balance in the last installment or in advance.

2. If the cardholder fails to repay the due amount in time after installment payment, the overdue interest and liquidated damages shall be collected according to the credit card regulations of Shanghai Bank and the contract. When the cardholder still has extra money after paying the credit card account monthly, the money will be regarded as overpayment, and the installment principal part of the bill will not be repaid in advance.

3. If the cardholder is overdue for more than two months, or the cardholder's credit card is deactivated by the bank, Shanghai Bank has the right to terminate the cardholder's bill installment directly in advance, and the unpaid principal and handling fee are recorded in the cardholder's current bill payable amount, requiring the cardholder to repay it in one lump sum.