Customers can check CCB credit card bills through the following electronic channels:
1. Log in to mobile banking and go through the menu of "Credit Card-Card Service-My Account-Bill Inquiry-Bill Inquiry".
2. Log in to personal online banking and enter the menu of "Credit Card-My Card Package-Current Period/Historical Bill".
3. Pay attention to and enter the official WeChat account of China Construction Bank, bind the credit card, and handle it through the "Credit Card-Bill/Repayment/Limit Management" menu of the official WeChat account.
(In case of business changes, please refer to the actual situation. )
How to inquire about credit card arrears
Generally speaking, there are three ways to inquire, namely, online inquiry, telephone inquiry and counter inquiry. Each method has its own advantages and disadvantages, and you can choose the query method according to your own situation.
1, online query:
Many banks have opened online channels to inquire about arrears, including but not limited to WeChat official account, online banking and mobile banking. Generally, you need to check the available credit cards after logging in, and then subtract the available credit cards from the total to get the total debt of the credit cards.
But this method is not very accurate, especially if the credit card is divided into stages, the total amount owed will include the service fee in addition to the principal, unless you write down both the principal and the service fee in stages, which is very laborious.
2. Telephone enquiry:
Directly dial the 24-hour service hotline of the issuing bank of each credit card, transfer to manual customer service, ask the customer service to help with the inquiry, and then add up the arrears found in each card for statistics, and you can get the total credit card arrears.
This method is the most accurate and convenient. It can be done with a phone call. If you have any questions, you can communicate directly with customer service. However, if there are many people, the line may be busy. It's best to avoid making phone calls during rush hours.
3. Counter enquiry:
Bring your credit card and ID card directly, check with the issuing bank outlets of each credit card, and then write down the debt of each card to get the total debt.
This method is also more accurate, and you can also communicate with the teller during the inquiry. However, if there are too many cards, it will be inconvenient for a bank to run, and it will take time and effort to queue up for business at the bank.
These are the three most common ways to check the total amount owed by credit cards. By comparison, it is not difficult to find that the most convenient and quick method is telephone inquiry. In addition to these methods, you can also edit SMS query, ATM query and so on. If you have any questions, you can directly call the customer service phone of the issuing bank to consult the customer service.
How to check the total credit card debt? Try these three methods.
Now many card friends have several credit cards in their hands, and each card may be in arrears. It is difficult to know the total amount of money owed without a few cards. There is a way to check this situation. Here are three common ways to check the total credit card debt.
These three inquiry methods are online inquiry, telephone inquiry and counter inquiry, each of which has its own advantages and disadvantages, as follows:
1, online query:
Many banks have opened online channels to inquire about arrears, including but not limited to WeChat official account, online banking and mobile banking. Generally, you need to check the available credit cards after logging in, and then subtract the available credit cards from the total to get the total debt of the credit cards.
But this method is not very accurate, especially if the credit card is divided into stages, the total amount owed will include the service fee in addition to the principal, unless you write down both the principal and the service fee in stages, which is very laborious.
2. Telephone enquiry:
Directly dial the 24-hour service hotline of the issuing bank of each credit card, transfer to manual customer service, ask the customer service to help with the inquiry, and then add up the arrears found in each card for statistics, and you can get the total credit card arrears.
This method is the most accurate and convenient. It can be done with a phone call. If you have any questions, you can communicate directly with customer service. However, if there are many people, the line may be busy. It's best to avoid making phone calls during rush hours.
3. Counter enquiry:
Bring your credit card and ID card directly, check with the issuing bank outlets of each credit card, and then write down the debt of each card to get the total debt.
This method is also more accurate, and you can also communicate with the teller during the inquiry. However, if there are too many cards, it will be inconvenient for a bank to run, and it will take time and effort to queue up for business at the bank.
Summary: The above are the three most common ways to query the total credit card debt. By comparison, it is not difficult to find that the most convenient and quick method is telephone inquiry. In addition to these methods, you can also edit SMS query, ATM query and so on. If you have any questions, you can directly call the customer service phone of the issuing bank to consult the customer service.
How to inquire about credit card arrears?
First, you can call the customer service phone of the bank to which the credit card belongs to check the amount owed.
Second, you can use your credit card to self-check the amount owed at ATM.
Third, you can go to the credit card bank official website to check the amount owed.
Credit card, also called debit card, is a credit certificate issued by a commercial bank or credit card company to eligible consumers. It is a card with name, expiration date, number and cardholder's name printed on the front, and a magnetic stripe and signature strip on the back. Consumers with credit cards can go to specialized commercial service departments for shopping or spending, and then the bank will settle accounts with merchants and cardholders, and cardholders can overdraw within the prescribed limits.
Credit card usage pattern
POS card reader
Swiping a card on a POS machine is the most common way to use a credit card, and it is also a way to swipe a card online. When swiping a card, the operator should first check the validity period of the credit card and the cardholder's surname. Then, according to the issuing bank and the currency to be paid, select the corresponding POS machine, draw the magnetic stripe of the magnetic stripe credit card on the POS machine, or insert the chip credit card into the card slot, connect with the bank, and input the corresponding amount. After receiving the information of remote payment, POS will print a credit card payment receipt (at least two copies), and the cardholder will sign the receipt after checking that the information on the payment receipt is correct. After checking the signature on the receipt and the signature on the back of the credit card (including the complete name matching and the basic handwriting matching), the operator sends the credit card copy and the credit card payment receipt to the cardholder. At this point, the credit card swiping program on the POS machine is completed.
RFID camera card
It is a new credit card usage mode and networking mode, which is sensed by swiping the card on the RFID machine. When picking up the card, the operator must first check the validity period of the credit card and the cardholder's last name. Then, according to the issuing bank and the kind of currency to be paid, select the corresponding punching machine, input the corresponding amount, and lay the credit card flat on the sensor for no more than 10cm. After the RFID machine senses the credit card, it will send out a signal sound and then continue to run the program. After the remote payment receives the information, the printer (if connected) will print out the receipt of credit card payment, but unlike the previous method, the cardholder does not need to sign, which is faster and more convenient than the previous method. At this point, the card swiping induction program on the RFID machine is completed.
Manual pressure plate
Usually, manual pressure tablets are used without POS machines or networking. The pressing operation must have a pressure-sensitive copy of the Direct Purchase Order (at least two copies) and a telephone. The inspection before pressing the order is the same as that of the POS machine. Then, the operator prints the name, etc. Note the credit card on the purchase order with a card press, and write down the amount, date and other information, then call the authorization hotline of the acquiring bank, report the card information to apply for authorization, write the obtained authorization code on the purchase order, and the cardholder will sign it after confirming it is correct. After checking the signature, the operator gives the cardholder a copy of the credit card and the order form. At this point, the manual pressing procedure is completed. Authorized calls are usually made immediately. In some areas with poor communication or good credit discipline, merchants will encounter the situation that they will deliver the goods after signing the card to complete the transaction. Authorization will be completed in the future, but the merchant is at risk of encountering a credit card (if the customer pays with an invalid card and does not apply for an authorization code immediately, it will not be discovered immediately).
This is the end of the introduction on how to inquire about credit card arrears and credit card arrears inquiry. I wonder if you found the information you need from it?
1. Will there be a bad record if the credit card is overd