How to use credit card?

What cards can be applied for at the Postal Savings Office?

What are the requirements for applying for a postal savings card?

How to configure the various cards issued by the Postal Savings Bank?

Without further ado, let’s get straight to the practical stuff!

1. Introduction to the Postal Savings Bank of China:

The Postal Savings Bank of China can be traced back to the postal savings business started in 1919. It is one of the six major banks in China and has a history of a century. In March 2007, on the basis of reforming the original postal savings management system, the Postal Savings Bank of China was officially established. In January 2012, the company was restructured into a joint stock limited company. In September 2016, it was listed in Hong Kong. On December 10, 2019, it was listed on the Shanghai Stock Exchange. Postal Savings Bank of China is China's leading large retail commercial bank. Positioned to serve communities, small and medium-sized enterprises and "agriculture, rural areas and farmers", we are committed to providing services to the most dynamic customer groups in China's economic transformation. Postal Savings Bank of China has established provincial branches in 31 provinces (municipalities and autonomous regions) across the country, and branches in five cities under separate state planning: Dalian, Ningbo, Xiamen, Qingdao and Shenzhen. As of early November 2018, there were nearly 40,000 Postal Savings Bank branches.

Two. Features of Postal Savings Credit Card:

1. The annual fee is always free, which is really awesome. All basic cards are free of annual fees for the first year.

2. Points are permanently valid and powerful. With this, brush hard!

3. The accounting date is optional.

3. Postal Savings Card Recommendations:

4. Earn postal savings points:

1.Apply various activities.

2. Bless multiple point cards, such as bear cards and youth cards.

Verb (abbreviation of verb) classification and validity of postal savings points:

Postal savings points are divided into ordinary postal savings points and co-branded card points. General consumption points are permanent points, and some reward points are valid.

The use of postal savings points with intransitive verbs:

1. Deduct annual fees

2. Exchange goods

3. Exchange Shopping Vouchers

7. Whether mail and newspaper statements are combined:

Mail statements are not combined, and the repayment dates need to be paid one by one, making it relatively troublesome to take notes.

8. Suggestions for novices:

Those who want to open mail now can consider opening a bear card, and those with higher credit cards can consider Ding or Ding. The postal service only has a few cards, which is easy to solve. China Resources co-branded cards can also be considered.

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