Second, how to pay back the law, in order of priority. Since all of CITIC's products are online, let's return them to CITIC first.

Third, first take out 3600 from China Merchants Bank? (Returning to 3700, it is estimated that the final number will be more. ) Well, CITIC has already returned it.

Fourth, then, what about China Merchants Bank? 2800+3700, call China Merchants Bank and apply for installment payment. If not, you have to pay a minimum repayment, but that will be more expensive than installment payment.

In any case, it is suggested that after the third step, you should at least return the cash of 1000 to China Merchants Bank, and take your time.