at present, the financial gold magnetic stripe card has no expiration date, so long as the card is in normal condition, it can be used all the time. The validity period of financial account chip card and magnetic stripe chip composite card is 1 years. When the card expires, if you need to continue to use the wealth management account, please bring your valid ID card and wealth management account card to ICBC in time to go through the formalities of replacing the new card. Reminder: If the expired wealth management account card is not replaced in time, the card will not be used normally, and ICBC will not bear the corresponding responsibility for the resulting losses.

ICBC's credit card application has a certain process. First, the applicant submits a credit card application to the bank, and then the bank reviews the information submitted by the applicant. After the review, it makes a card and finally sends the card, which takes time. Specifically, after the applicant submits the application, ICBC will generally produce the audit results within 7 working days. The bank will complete the examination and approval within 7-1 working days after receiving the completed application form and complete supporting documents required for handling the card. If the application is approved, the card letter will be sent by registered mail, usually 1 days after it is sent, and Bank of Communications will notify the applicant by SMS after the card is sent. If the application materials provided by the applicant fail to meet the requirements of bank card issuance for the time being, the bank will also inform you of the audit results by SMS or letter. Therefore, it takes about a month for the credit card to be issued after the whole process. In a word, it takes about 3 working days for ICBC to apply for a credit card. If you want to review it in a shorter time, you can provide as many application materials as possible, but to ensure that your application materials are true, I suggest you wait patiently after applying, or check the progress of credit card processing online, which is very convenient.

according to the requirements of the regulatory authorities, the credit card application must be submitted by the cardholder himself and signed by himself. When applying for a credit card online, the issuing bank receives the customer's application materials through online channels, so it is impossible to judge whether the person submitting the application materials is the applicant himself. Therefore, after applying for cartoon, the issuing bank will require the applicant to bring his valid certificate to the business outlets of the issuing bank within the specified time to submit personal information and data verification.