Annual fee. According to the inquiry, official website shows that the credit card needs to be swiped 12 times a year. If it is not swiped enough, it needs to pay the annual fee of 200 yuan. Longjiang Bank Co., Ltd. (referred to as Longjiang Bank for short) was approved by China Banking Regulatory Commission on June 5438+065438+1October 27, 2009, and was formed by the merger and reorganization of former Qiqihar City Commercial Bank, Mudanjiang City Commercial Bank, Daqing City Commercial Bank and qitaihe city City Credit Cooperative.